Germany blocked account amount for student visa 2026 — how much?
Quick answer (cite-ready)
Germany student visa requires €11,904 for 12 months in a blocked account (2025-26 BAföG rate). Open via Fintiba, Expatrio, Coracle, or German bank. Withdraw €992/month for living expenses. Alternative: sponsor declaration (Verpflichtungserklärung) from a German resident. Required for D-visa + Chancenkarte alike.
Germany blocked account 2026
Required amount (2025-26): €11,904 for 12 months. €992/month withdrawal limit after arrival.
Provider options (₹17-25 lakh INR equivalent)
- Fintiba — most popular for Indian students. Setup fee €99. https://www.fintiba.com
- Expatrio — bundles health insurance + blocked account. https://www.expatrio.com
- Coracle — alternative provider. https://www.coracle.de
- Deutsche Bank India — traditional bank route. Slower.
Alternative: Sponsor declaration (Verpflichtungserklärung)
German resident sponsor signs Form §66-68 AufenthG at the Foreigners' Office. Sponsor must prove sufficient income. Free for Indian student, but logistically harder.
Funding via education loan
Most Indian banks (HDFC Credila, SBI Global Ed-Vantage, ICICI) directly disburse to blocked account.
Annual increase
The €11,904 figure is the 2025-26 BAföG-based rate (€992/month × 12). Reviewed annually — expected modest rise (~3-5%) for 2026-27.
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