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Finance Guide

DAAD Scholarship 2026: Fully Funded German Scholarships for Indian Students — Application Guide

Rahul MehtaFebruary 202610 min readUpdated: 7 Feb 2026
RM

Rahul Mehta

Europe Education Specialist

Rahul Mehta

Europe Education Specialist

Rahul specializes in European study destinations with a focus on Germany (free tuition), France, Ireland, and Italy. With 10 years at EEC, he has helped 2,500+ students navigate European university admissions and Schengen visa processes.

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On This Page

  • DAAD Overview & Key Facts
  • Stipend Amounts & Financial Benefits
  • Eligibility for Indian Students
  • Application Process Step-by-Step
  • SBW Berlin Scholarship
  • Other Germany Scholarships
  • Tips to Win a DAAD Scholarship
  • Frequently Asked Questions
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The DAAD scholarship for Indian students is the most prestigious and generous funding opportunity for studying in Germany — offering €934/month for Master's students and €1,200/month for PhD researchers, plus tuition waivers, health insurance, and travel allowances. Securing a DAAD scholarship for Indian students in 2026 means fully-funded education at one of the world's best university systems, where tuition is already free in 15 of 16 states. The DAAD (Deutscher Akademischer Austauschdienst — German Academic Exchange Service) is the world's largest academic exchange organisation, funding over 100,000 students and researchers annually worldwide. For Indian students, the DAAD offers multiple scholarship programmes covering Master's, PhD, postdoctoral research, and short-term study visits. This comprehensive 2026 guide from EEC — with 27+ years of experience and 50,000+ students placed — covers every DAAD programme available to Indian students, exact stipend amounts, eligibility criteria, the step-by-step application process, the SBW Berlin alternative, other major Germany scholarships, and winning strategies used by successful applicants.

DAAD Overview — Germany's Flagship Academic Exchange Service (2026)

The DAAD was founded in 1925 and is funded primarily by the German Federal Ministry of Education and Research, the European Union, and private donors. It operates in over 60 countries, with a dedicated office in New Delhi that specifically serves Indian students and researchers. In 2026, the DAAD offers approximately 50+ different scholarship programmes, with total annual funding exceeding €600 million worldwide. For Indian students, the DAAD represents the single best pathway to fully-funded education in Germany.

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DAAD Scholarship Programmes for Indian Students — Amounts & Benefits 2026
Programme TypeMonthly StipendDurationAdditional BenefitsFor Whom
DAAD Study Scholarships (Master's)€934/month12–24 monthsHealth insurance, travel allowance, tuition waiver, study allowanceIndian graduates with bachelor's degree, max 6 yrs after graduation
DAAD Research Grants (PhD)€1,200/month7–12 months (renewable)Health insurance, travel allowance, research costsPhD candidates at German universities
DAAD Research Stays (Postdoc)€1,200–€1,553/month1–6 monthsTravel allowance, research costsPostdoctoral researchers, university teachers
DAAD Development-Related Courses€934/month12–36 monthsTuition, health insurance, travel, study allowanceProfessionals from developing countries (India eligible)
DAAD WISE (Working Internship)€900/month8–12 weeksTravel allowance, insuranceIndian undergrad/grad students for summer research internships
DAAD Bilateral Exchange (IIT/IISER)€934–€1,200/monthVariesTailored to agreementStudents at IITs and IISERs with bilateral agreements

The most popular DAAD programme among Indian students is the Study Scholarships for Master's programmes, which provides €934/month (approximately ₹84,000/month) for the entire duration of the Master's degree — typically 2 years. This stipend alone covers living expenses in Germany comfortably (rent, food, transport, and health insurance), meaning Indian students on DAAD scholarships can complete their MS in Germany with effectively zero out-of-pocket cost. Combined with free tuition and the DAAD's additional travel and study allowances, this is the gold standard of study-abroad scholarships.

Good News

DAAD scholarship recipients are exempt from the blocked account requirement. Normally, Indian students must deposit €11,904/year into a blocked account for their student visa. DAAD scholars are exempt from this requirement because the scholarship letter serves as proof of financial support. This saves you approximately ₹10.7 Lakhs in upfront deposits. Additionally, DAAD scholars receive a one-time travel allowance (€1,325 for Indian students) and a monthly study/research allowance for books and materials.

EEC has helped hundreds of Indian students win DAAD scholarships since 1997. Our scholarship specialists review your profile, strengthen your application, and guide you through every step. Book a free DAAD eligibility assessment today.

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DAAD Stipend Amounts & Financial Benefits — Complete Breakdown (2026)

Understanding the full financial value of a DAAD scholarship for Indian students requires looking beyond the monthly stipend. The DAAD provides a comprehensive package that covers virtually all expenses during your study period in Germany. Here is the complete financial breakdown for the most common programme — the DAAD Study Scholarship for Master's:

Monthly Budget on DAAD Scholarship — Realistic Breakdown

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DAAD Master's Scholarship — Monthly Budget Breakdown 2026
Expense CategoryMonthly Cost (€)DAAD Covers?Notes
DAAD Monthly Stipend+€934This is your stipendPaid directly to your German bank account
Rent (shared flat / WG)€300–€500From stipendVaries by city: Munich €450+, Leipzig €250+
Health Insurance€0 (covered by DAAD)Yes — fully coveredDAAD arranges Combined Expertise insurance
Food & Groceries€200–€250From stipendMensa (campus canteen): €2–€4 per meal
Transport (Semester Ticket)€0–€50Mostly from semester feeMany uni semester tickets include city/regional transport
Phone & Internet€15–€25From stipendPrepaid SIM: €10–€15/month, WiFi in student halls included
Study Materials€0 (study allowance)Yes — separate allowanceDAAD provides €460/year study allowance
Travel Allowance€1,325 (one-time)Yes — one-timeRound-trip flight India–Germany
Remaining Savings€150–€350/month—DAAD scholars typically save this amount monthly

The total value of a 2-year DAAD Master's scholarship exceeds €27,000 (approximately ₹24.3 Lakhs) — covering the stipend, health insurance, travel, and study allowances. This is on top of the already-free tuition at German public universities. For comparison, an unfunded Master's in Germany costs approximately €11,904/year in living expenses (blocked account amount), meaning the DAAD stipend of €934/month not only covers this but leaves a surplus. Indian students who combine their DAAD scholarship with part-time work (allowed even for scholarship holders — 140 full days/year or 20 hours/week) can save €300–€500/month during their studies.

“The DAAD scholarship changed my life. I came from a middle-class family in Gujarat, and the €934/month covered everything — rent in Munich, food, transport, even weekend trips. I graduated from TU Munich debt-free and now earn €62,000/year at Bosch. None of this would have been possible without DAAD and EEC's guidance.”

— EEC Alumni, DAAD Scholar, TU Munich 2023

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DAAD Scholarship Eligibility for Indian Students — Requirements (2026)

The eligibility criteria for the DAAD scholarship for Indian students vary by programme, but the core requirements for the most popular Study Scholarship (Master's) are as follows:

1

Bachelor's Degree with Strong Grades

Minimum 65% or equivalent CGPA from a recognised Indian university. Higher grades (75%+) significantly strengthen your application. First-class graduates from IITs, NITs, and top-tier universities are most competitive.

2

Maximum 6 Years Since Graduation

For Master's scholarships, you must have completed your bachelor's degree no more than 6 years before the scholarship start date. PhD programmes have different timelines.

3

Language Proficiency

For English-taught programmes: IELTS 6.5+ or TOEFL 90+. For German-taught programmes: TestDaF TDN 4 or DSH-2. Some programmes accept both.

4

Admission to a German University

You must have secured admission (or at least applied) to a DAAD-approved programme at a German university. Some DAAD programmes require admission before application; others allow parallel applications.

5

Motivation & Research Proposal

A strong motivation letter explaining why Germany, why this programme, and your career goals. PhD applicants need a detailed research proposal endorsed by a German supervisor.

6

Two Academic References

Letters from professors who can attest to your academic ability, research potential, and suitability for the programme. At least one should be from your bachelor's department.

Warning

DAAD scholarship selection is holistic — GPA alone is not enough. The DAAD evaluates academic excellence, motivation quality, research relevance, extra-curricular activities, social engagement, and alignment with development goals. Indian students with 70% GPA but strong research experience, publications, and a compelling motivation letter can beat applicants with 85% GPA but weak motivation statements. EEC's scholarship specialists help you craft a winning application that showcases your full profile, not just grades.

DAAD Scholarship Application Process — Step-by-Step for Indian Students

The DAAD scholarship application process for Indian students follows a structured timeline, with most Master's scholarship deadlines falling between September and November for the following academic year. Here is the complete step-by-step process and timeline:

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DAAD Scholarship Application Timeline — Month-by-Month for Indian Students 2026
StepTimelineAction RequiredKey Tips
Research ProgrammesJan–Mar (year before)Browse DAAD scholarship database and university programmesIdentify 3–5 programmes. Check if DAAD-approved.
Prepare Language TestsMar–JunTake IELTS/TOEFL or TestDaFScore IELTS 6.5+ or TOEFL 90+ minimum
APS CertificationMar–JunRegister, submit docs, attend APS interview (€225)Start early — APS takes 3–4 weeks after interview
Draft Motivation LetterJun–AugWrite and refine motivation letter (2 pages)Explain WHY Germany, WHY this programme, career goals
Secure ReferencesJul–SepRequest 2 academic reference lettersGive professors 4–6 weeks. Provide your CV and goals.
Apply to UniversitiesJun–SepSubmit applications via Uni-Assist or direct portalsApply to multiple universities to increase DAAD chances
Submit DAAD ApplicationSep–Nov (deadline)Complete DAAD online portal. Upload all documents.Submit 2+ weeks before deadline for buffer
Interview (if shortlisted)Jan–Mar (following year)Attend DAAD selection interview (online or in-person)Prepare academic presentation + Q&A responses
Results AnnouncedMar–MayReceive scholarship decisionIf successful, confirm acceptance within deadline
Visa & TravelMay–SepApply for student visa (no blocked account needed)DAAD provides visa support letter
Arrive in GermanyOct (winter intake)Begin studies at your German universityAttend DAAD orientation programme

The most critical element of the DAAD application is the motivation letter. Unlike a generic SOP, the DAAD motivation letter must demonstrate three things: (1) why Germany specifically (not just "good universities" — cite specific professors, research groups, or industry connections), (2) how the programme connects to your past experience and future career goals, and (3) how you will contribute to development in India after returning (DAAD values this for applicants from developing countries). Indian students who write generic motivation letters are rejected even with excellent grades. EEC's DAAD specialists have reviewed 1,000+ motivation letters and know exactly what the selection committee looks for.

Pro Tip

Apply to multiple DAAD-approved programmes at different universities. The DAAD allows you to list up to 3 programme preferences in your scholarship application. If your first-choice programme is highly competitive (e.g., TU Munich Computer Science), having a strong second and third choice at less competitive universities significantly increases your overall scholarship chances. EEC's university guide helps you identify the best-fit programmes across competitiveness levels.

EEC provides end-to-end DAAD scholarship support — eligibility assessment, university shortlisting, motivation letter review, reference coordination, APS preparation, and application submission. Our DAAD success rate exceeds the national average because we invest months in each application.

Free DAAD Eligibility Check →

SBW Berlin Scholarship — Germany's Hidden Gem for Indian Students

While the DAAD gets most of the attention, the SBW Berlin (Studienwerk Berlin) scholarship is one of Germany's best-kept secrets for Indian students. SBW Berlin offers approximately 20 fully-funded seats per semester for international students, covering tuition, accommodation in SBW Berlin's student residences, a monthly stipend, health insurance, and intensive German language training. The SBW Berlin programme is unique because it provides not just financial support but a structured community experience — scholars live together, attend cultural programmes, and receive mentoring throughout their studies.

The SBW Berlin scholarship is open to students from developing and transitional countries (India qualifies) who have been admitted to a Bachelor's or Master's programme at a Berlin university (Humboldt University, Free University Berlin, TU Berlin, or other Berlin institutions). The selection process evaluates academic merit, social engagement, and personal motivation. Unlike DAAD, SBW Berlin places strong emphasis on community involvement and personality — they want scholars who will actively participate in the SBW community and contribute to intercultural dialogue. Indian students with strong volunteer work, social impact projects, or community leadership have an excellent chance at SBW Berlin, even without the highest grades.

Good News

SBW Berlin provides free accommodation in Berlin — the biggest expense eliminated. Rent in Berlin for students averages €400–€550/month. SBW scholars live in dedicated SBW residences at zero cost. Combined with the stipend and the already-free tuition at Berlin's public universities, SBW scholars have effectively zero expenses during their studies. This makes it one of the most comprehensive scholarships available to Indian students in Germany in 2026.

Other Germany Scholarships for Indian Students — Beyond DAAD (2026)

While the DAAD scholarship for Indian students is the most well-known, Germany offers numerous other scholarship opportunities. Indian students should apply to multiple scholarships simultaneously to maximise their chances of funding. Here is a comprehensive comparison of the major scholarship options:

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Germany Scholarships for Indian Students Compared — 2026
ScholarshipMonthly AmountDurationEligibilityCompetition Level
DAAD Study Scholarship€934/month + benefits12–24 monthsMaster's students, bachelor's within 6 yrsVery High (10–15% success rate)
SBW BerlinStipend + free housingDuration of degreeStudents at Berlin universitiesHigh (20 seats/semester globally)
Deutschland Stipendium€300/month12 months (renewable)Enrolled at participating German uniModerate (merit + social engagement)
Erasmus Mundus (EU)€1,000–€1,400/month1–2 yearsJoint Master's programmesVery High (3–5% acceptance)
Heinrich Böll Foundation€934/monthDuration of degreeGreen values, social engagementHigh (environmental/social focus)
Friedrich Ebert Foundation€934/monthDuration of degreeSocial democratic values, commitmentHigh (political/social engagement)
Konrad Adenauer Foundation€934/monthDuration of degreeChristian-democratic valuesHigh (values-based selection)
University-specific scholarships€200–€600/monthVariesEnrolled students with strong gradesLow–Moderate (apply directly)

The Deutschland Stipendium deserves special mention because it is the most accessible scholarship for Indian students already enrolled at German universities. Worth €300/month (€150 from the federal government + €150 from private donors), the Deutschland Stipendium is awarded based on academic merit and social engagement — no separate application is needed in many universities, as enrolled students are automatically considered. Over 28,000 Deutschland Stipendium awards are granted annually across German universities, making it far less competitive than DAAD. For Indian students who miss the DAAD deadline or do not receive the DAAD, the Deutschland Stipendium is an excellent fallback.

The political foundation scholarships (Heinrich Böll, Friedrich Ebert, Konrad Adenauer, Rosa Luxemburg, Hans Seidel, Friedrich Naumann) collectively fund thousands of international students each year at €934/month — the same amount as DAAD. These scholarships are values-based rather than purely academic, meaning Indian students with strong social engagement, volunteer work, political activism, or environmental commitment can qualify even without top-tier grades. The application process involves a written application, essay on a values-related topic, and interview. EEC helps Indian students identify which foundation scholarship best aligns with their profile and values.

Most Indian students only know about DAAD — but there are 10+ major scholarship programmes for Germany. EEC maps your profile to every eligible scholarship and helps you apply strategically. Why limit yourself to one chance when you can apply to five?

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7 Expert Tips to Win a DAAD Scholarship — From EEC's Germany Team

After helping hundreds of Indian students apply for the DAAD scholarship over 27+ years, EEC has identified the patterns that separate successful applicants from rejected ones. Here are 7 expert tips:

1

Start 12 Months Before the Deadline

The DAAD application requires APS certification (3–4 weeks), language test scores (1–2 months prep), university admission (4–8 weeks processing), motivation letter (multiple drafts), and references. Starting late means rushing — and rushed applications lose. Indian students targeting October 2027 intake should begin preparation by October 2026.

2

Write a Germany-Specific Motivation Letter

Do NOT recycle your SOP from UK or US applications. The DAAD wants to know: Why Germany specifically? Name the professor you want to study under, the research group that excites you, the German industry connection relevant to your field. Generic "Germany has good universities" statements are rejection triggers.

3

Secure Strong, Specific References

Generic reference letters ("student X was good in my class") are worthless. Ask professors who know your work well — ideally those who supervised your thesis or research project. Provide them with your CV, motivation letter, and specific points to highlight. A detailed, specific reference from one professor beats generic letters from three.

4

Highlight Development Relevance

DAAD explicitly values how scholars will contribute to their home country after graduation. Indian students should explain how their German education will benefit India — whether through technology transfer, research collaboration, industry development, or social impact. This "development relevance" section can make or break your application.

5

Show Extra-Curricular Depth

DAAD selects well-rounded individuals, not just academic toppers. Document your volunteer work, social engagement, sports, cultural activities, leadership roles, and community contributions. Indian students with NSS, NCC, social work, or startup experience stand out.

6

Learn Basic German (Even A1)

Even for English-taught programmes, showing A1 German on your DAAD application demonstrates commitment to integration. Complete a Goethe-Institut A1 course (₹15,000–₹20,000, 2–3 months) before applying. This small effort signals seriousness and cultural openness.

7

Apply to Multiple Scholarships Simultaneously

Do not put all your eggs in the DAAD basket. Apply to DAAD, SBW Berlin, Deutschland Stipendium, Erasmus Mundus, and relevant foundation scholarships simultaneously. EEC helps you manage multiple scholarship applications without quality dilution.

The DAAD scholarship for Indian students in 2026 is competitive but absolutely achievable with the right preparation. Over €600 million in DAAD funding is distributed annually, and Indian students are among the top recipient nationalities. The key differentiator is not grades alone — it is the quality of your motivation letter, the specificity of your research interests, the strength of your references, and the depth of your social engagement. Whether you are targeting a Master's at TU Munich, a PhD at Heidelberg, or a business programme at Mannheim, the DAAD can make it fully funded. Book a free DAAD eligibility assessment with EEC — our Germany scholarship specialists have the experience and track record to maximise your chances. Visit your nearest EEC centre to start your scholarship journey, or prepare your IELTS and PTE scores in advance. For visa guidance, study loan information, or a Germany vs Canada vs UK comparison, explore our dedicated guides. Indian students who plan strategically with EEC's support secure more scholarships, better universities, and stronger career outcomes — that is the EEC difference.

Pro Tip

The DAAD New Delhi office hosts an annual scholarship information session (usually November–December) where Indian students can meet DAAD representatives, ask questions, and learn about deadlines. Attending this session — even virtually — gives you a significant informational advantage. Contact EEC for the latest schedule of DAAD events in India. Additionally, many top German universities have India-specific scholarship coordinators who can provide guidance on institutional scholarships layered on top of DAAD funding.

Frequently Asked Questions: DAAD Scholarship for Indian Students

DAAD stipend amounts: Master’s students receive €934/month, PhD/doctoral candidates receive €1,200/month. Additionally, DAAD covers health insurance, travel allowance (€1,200 for India), study/research allowance, and sometimes rent supplement. Total value: approximately €15,000–20,000/year for Master’s and €20,000–25,000/year for PhD.
Most DAAD scholarship deadlines fall between September and November of the preceding year (i.e., September–November 2025 for the 2026/27 academic year). Some programmes have different timelines. Check the specific DAAD scholarship portal for exact deadlines. Applications open 12–15 months before the programme starts.
Key eligibility: Bachelor’s degree with 85%+ or equivalent (first class/distinction), maximum 6 years since last degree, relevant work experience preferred (2+ years for some programmes), strong motivation letter, and research proposal (for PhD). IELTS 6.5+ or TestDaF TDN 4. Indian nationality with Indian degree.
SBW Berlin (Studienwerk Berlin) offers fully funded scholarships for students from developing countries, including India. It covers living expenses, accommodation in Berlin, and mentoring. Approximately 20 seats per year. Highly competitive. Requires strong academic profile, social engagement, and German language willingness. Application deadline: typically March–April.
Yes. Several Erasmus Mundus Joint Master’s Degree programmes include German universities as consortium partners. Erasmus Mundus provides a full scholarship covering tuition, living costs (€1,400/month), travel, and insurance. These are 2-year programmes with study in 2–3 European countries. Highly competitive with 5–10% acceptance rates.
Deutschland Stipendium (Germany Scholarship) provides €300/month (€150 from government + €150 from private sponsors) to high-performing students. Available at most German universities. No nationality restriction. Based on academic excellence, social engagement, and personal background. Apply directly through your German university after enrollment.
DAAD typically requires 85%+ aggregate or equivalent (approximately 8.5/10 CGPA). However, this varies by programme. Some development-related scholarships accept 75%+. Research scholarships may accept lower grades if research experience is strong. A consistent upward grade trend strengthens your application even if overall CGPA is slightly below 85%.
DAAD receives approximately 13,000–15,000 applications from India annually and awards around 300–400 scholarships. Effective acceptance rate: approximately 2–3%. However, well-prepared applications with strong profiles, clear research proposals, and excellent motivation letters have significantly higher success rates. Quality of application matters enormously.
Steps: (1) Check eligibility on the DAAD portal, (2) identify specific scholarship programme, (3) prepare documents (transcripts, CV, motivation letter, research proposal, recommendation letters), (4) apply through the DAAD portal before deadline, (5) shortlisted candidates may have interviews. Start preparing 6–9 months before the deadline.
EEC provides scholarship mapping based on your profile, assists with DAAD application essays and research proposals, arranges recommendation letter guidance, and helps with interview preparation. EEC’s counsellors track all German scholarship deadlines and eligibility changes. Multiple EEC students have won DAAD scholarships. Free consultation at 26+ centres.

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