Visa-compliant medical coverage for every destination. From Australia OSHC to USA J-1 insurance — ensure you meet all health requirements before you fly.
Everything you get with this service
Plans that meet mandatory health insurance requirements for student visas — OSHC (Australia), J-1 (USA), EHIC equivalents (Europe).
Coverage for doctor visits, hospitalization, prescription drugs, mental health, and pre-existing conditions.
Medical evacuation and repatriation coverage — critical for students far from home.
Tailored plans for each destination's specific regulatory requirements and healthcare system.
Plans designed to meet university health insurance waiver requirements — avoid expensive campus plans.
Straightforward digital claims process with multilingual support and fast reimbursement.
Key data and comparisons to help you decide
| Vaccine | Requirement |
|---|---|
| MMR (Measles, Mumps, Rubella) | 2 doses required (administered after first birthday) or positive blood titer |
| Varicella (Chickenpox) | 2 doses or serological proof of immunity |
| Tdap (Tetanus, Diphtheria, Pertussis) | 1 dose after age 11, booster within last 10 years |
| Meningococcal Conjugate | Required for students under 22 (dormitory outbreaks prevention) |
| Hepatitis B & Polio | Standard childhood records, must be English-translated |
| TB Screening | Mandatory for Indian students — IGRA blood test or chest X-ray upon arrival |
| Country | Requirement |
|---|---|
| Australia | OSHC (Overseas Student Health Cover) mandatory for entire visa duration — Subclass 500 Visa Condition 8501 |
| USA (J-1) | Minimum coverage limits for medical expenses, emergency evacuation, and repatriation of remains per Department of State mandates |
| UK | Immigration Health Surcharge (IHS) at £776/year grants NHS access — paid upfront with visa application |
| Canada | Province-specific — some provinces include international students in public health; others require private insurance |
| Germany | Statutory health insurance (gesetzliche Krankenversicherung) mandatory; private insurance accepted under conditions |
Expert advice from 28 years of sending students abroad
Most universities require vaccination records uploaded to their health portal BEFORE you arrive. Failure to upload results in registration holds — you cannot enroll in classes.
Have your Indian physician provide an authenticated, English-translated medical dossier with generic drug names (not Indian brand names like "Crocin" or "Combiflam" — use "Paracetamol" and "Ibuprofen").
Import broad-spectrum antibiotics, anti-emetics, cold/flu meds, ORS, and antihistamines. Include a signed prescription letter from your Indian doctor listing generic names, dosages, and medical necessity.
The UK Immigration Health Surcharge is £776/year. A 1-year Master's degree (16-month visa) costs approximately £1,552 upfront in IHS alone — budget for this alongside visa fees.
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