USA
UK
Canada
AustraliaInternational Student Health Insurance
Visa-compliant medical coverage for every destination. From Australia OSHC to USA J-1 insurance — ensure you meet all health requirements before you fly.
What's Included
Everything you get with this service
Visa Compliance
Plans that meet mandatory health insurance requirements for student visas — OSHC (Australia), J-1 (USA), EHIC equivalents (Europe).
Comprehensive Medical
Coverage for doctor visits, hospitalization, prescription drugs, mental health, and pre-existing conditions.
Emergency Evacuation
Medical evacuation and repatriation coverage — critical for students far from home.
Country-Specific Plans
Tailored plans for each destination's specific regulatory requirements and healthcare system.
University Waiver Ready
Plans designed to meet university health insurance waiver requirements — avoid expensive campus plans.
Easy Claims
Straightforward digital claims process with multilingual support and fast reimbursement.
Detailed Guide
Key data and comparisons to help you decide
Mandatory Vaccinations for University Enrollment
| Vaccine | Requirement |
|---|---|
| MMR (Measles, Mumps, Rubella) | 2 doses required (administered after first birthday) or positive blood titer |
| Varicella (Chickenpox) | 2 doses or serological proof of immunity |
| Tdap (Tetanus, Diphtheria, Pertussis) | 1 dose after age 11, booster within last 10 years |
| Meningococcal Conjugate | Required for students under 22 (dormitory outbreaks prevention) |
| Hepatitis B & Polio | Standard childhood records, must be English-translated |
| TB Screening | Mandatory for Indian students — IGRA blood test or chest X-ray upon arrival |
Country-Specific Health Insurance Requirements
| Country | Requirement |
|---|---|
| Australia | OSHC (Overseas Student Health Cover) mandatory for entire visa duration — Subclass 500 Visa Condition 8501 |
| USA (J-1) | Minimum coverage limits for medical expenses, emergency evacuation, and repatriation of remains per Department of State mandates |
| UK | Immigration Health Surcharge (IHS) at £776/year grants NHS access — paid upfront with visa application |
| Canada | Province-specific — some provinces include international students in public health; others require private insurance |
| Germany | Statutory health insurance (gesetzliche Krankenversicherung) mandatory; private insurance accepted under conditions |
Important Tips & Warnings
Expert advice from 28 years of sending students abroad
Upload Records Before Arrival
Most universities require vaccination records uploaded to their health portal BEFORE you arrive. Failure to upload results in registration holds — you cannot enroll in classes.
Get English-Translated Records
Have your Indian physician provide an authenticated, English-translated medical dossier with generic drug names (not Indian brand names like "Crocin" or "Combiflam" — use "Paracetamol" and "Ibuprofen").
Pack a Personal Medical Kit
Import broad-spectrum antibiotics, anti-emetics, cold/flu meds, ORS, and antihistamines. Include a signed prescription letter from your Indian doctor listing generic names, dosages, and medical necessity.
UK IHS Adds Up Fast
The UK Immigration Health Surcharge is £776/year. A 1-year Master's degree (16-month visa) costs approximately £1,552 upfront in IHS alone — budget for this alongside visa fees.
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