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Career Guide

OPT, STEM OPT & H-1B Visa After Studying in USA 2026: Complete Work & Stay Guide

Priya SharmaFebruary 202617 min readUpdated: 6 Feb 2026
PS

Priya Sharma

Senior USA Education Consultant

Priya Sharma

Senior USA Education Consultant

Priya is a senior education consultant at EEC with over 12 years of experience helping Indian students secure admissions and visas to top US, Canadian, and UK universities. She has personally guided 3,000+ students through the F-1 visa process with a 97% success rate.

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On This Page

  • What Is OPT?
  • CPT vs OPT Difference
  • STEM OPT Extension
  • STEM OPT Eligible Degrees
  • OPT Salary by Field
  • H-1B Visa After OPT
  • Top H-1B Sponsoring Companies
  • Green Card Pathway
  • Application Timeline
  • Frequently Asked Questions
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Can you work and stay in USA after graduation? Yes — every F-1 student who completes a degree in USA gets 12 months of OPT (Optional Practical Training) work authorization. If you studied a STEM course, you get an additional 24-month STEM OPT extension — totaling 3 years of legal work in USA. After OPT, the H-1B work visa is your bridge to permanent residency. In 2024, over 294,000 students were on OPT — a 21% increase. Indian students on OPT earn $65,000–$140,000 annually. This complete guide from EEC — 27+ years of experience, 50,000+ students placed — explains everything: OPT rules, STEM extension, H-1B lottery, green card pathways, and the exact application timeline.

What Is OPT? — Complete Explanation for Indian Students

OPT (Optional Practical Training) is a work authorization that allows F-1 visa holders to work in USA for up to 12 months after completing their degree. It is NOT a separate visa — it is a benefit attached to your existing F-1 student visa. OPT lets you work full-time for any US employer in a role directly related to your field of study. You do NOT need employer sponsorship for OPT — it is your right as an F-1 student.

OPT Eligibility Requirements

To qualify for OPT after studying in USA, you must meet these requirements:

1

Valid F-1 Status

You must have been in valid F-1 student status for at least one full academic year (9 months) before applying.

2

Completed Degree

You must have completed (or be within 90 days of completing) a degree at a SEVP-certified US institution.

3

Related Employment

Your OPT job must be directly related to your major field of study. A CS graduate can work as a Software Engineer but not as a Marketing Executive.

4

Apply on Time

You must apply to USCIS up to 90 days before and no later than 60 days after your program end date. Missing this window means losing OPT eligibility.

Warning

The 90-day unemployment rule is critical. During your 12-month OPT, you cannot be unemployed for more than 90 aggregate days. If you cross 90 days without employment, your F-1 status is automatically terminated. Start your job search at least 3–6 months before graduation. During STEM OPT, the limit extends to 150 days.

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CPT vs OPT — Key Differences Every Indian Student Must Know

CPT (Curricular Practical Training) and OPT (Optional Practical Training) are both F-1 work authorizations, but they serve different purposes and have different rules. Understanding the CPT vs OPT difference is essential for planning your work strategy in USA:

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CPT vs OPT — Complete Comparison for F-1 Students 2026
FactorCPTOPT
When?During studies (after 1 academic year)After graduation (or pre-completion)
DurationPart-time or full-time during enrollment12 months (+ 24 months STEM extension)
AuthorizationDSO approval (university)USCIS approval (government)
Employment TypeMust be integral to curriculum (internship/co-op)Any job related to major field
Employer RestrictionMust be tied to academic programAny US employer in your field
Processing TimeUsually instant (DSO approval)3–5 months (USCIS processing)
Impact on OPT12+ months full-time CPT = NO post-completion OPTNo impact on CPT
Unemployment LimitN/A (must be employed)90 days (150 days for STEM OPT)
Cost to ApplyFree (university-level)$410 OPT filing fee (Form I-765)

Pro Tip

Critical warning about CPT: If you use 12+ months of full-time CPT, you become ineligible for post-completion OPT. This is the most common mistake Indian students make. Limit your CPT to part-time (20 hours/week) or under 12 months full-time to preserve your OPT eligibility. Use CPT for summer internships and co-ops, and save OPT for after graduation.

STEM OPT Extension — 24 Extra Months of Work in USA

The STEM OPT extension is the single biggest advantage of studying a STEM course in USA. It grants an additional 24 months of work authorization on top of the standard 12-month OPT — giving you a total of 3 years of legal work in USA without needing employer sponsorship for a separate work visa. Here's everything you need to know:

STEM OPT Requirements

To qualify for the 24-month STEM OPT extension, you must satisfy ALL of these conditions:

1

STEM-Designated Degree

Your degree must be classified under a STEM CIP code on the DHS STEM Designated Degree Program List. Check your I-20 for the CIP code.

2

E-Verify Employer

Your employer MUST be enrolled in E-Verify (the federal employment verification system). Major companies like Google, Amazon, and Microsoft are all E-Verify. Verify at e-verify.gov.

3

Formal Training Plan

You and your employer must complete Form I-983 (Training Plan), outlining your learning objectives, supervisor details, and how the job relates to your STEM degree.

4

Apply Before OPT Expires

You must file the STEM OPT extension application (Form I-765) while your initial 12-month OPT is still valid. Do NOT let your OPT expire first.

Good News

You get 2 shots at the H-1B lottery during STEM OPT. Since STEM OPT lasts 24 months and the H-1B lottery happens every March, you can participate in the H-1B lottery twice (and up to 3 times if you time it right with your initial 12-month OPT). This significantly increases your chances of getting an H-1B visa. Read more about STEM courses eligible for 3-year OPT.

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STEM OPT Eligible Degrees — Complete List (2026 Updated)

The Department of Homeland Security maintains an official list of STEM OPT eligible degrees classified by CIP (Classification of Instructional Programs) codes. The list was expanded in January 2022 to include 22 new fields. Here are the most popular STEM-designated degrees for Indian students:

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STEM OPT Eligible Degrees — Most Popular for Indian Students 2026
FieldPopular DegreesCIP Code RangeExample Universities
Computer Science & ITCS, Software Eng, IT, IS, AI/ML11.xxxxMIT, Stanford, CMU, GT
Data Science & AnalyticsData Science, Business Analytics, Statistics30.70xx, 27.xxxxColumbia, NYU, IU Bloomington
EngineeringME, EE, CE, ChemE, Biomedical, Aerospace14.xxxxPurdue, UIUC, UT Austin
CybersecurityCybersecurity, Info Assurance, Digital Forensics11.10xxGeorgia Tech, CMU, NYU
Biological SciencesBiotech, Bioinformatics, Genomics, Neuroscience26.xxxxJohns Hopkins, MIT, Stanford
Physical SciencesPhysics, Chemistry, Materials Science40.xxxxCaltech, MIT, UC Berkeley
MathematicsApplied Math, Actuarial Science, Computational Math27.xxxxPrinceton, Stanford, MIT
Business (STEM)STEM MBA, MIS, Quantitative Finance52.13xx, 30.71xxMIT Sloan, NYU Stern, UT Dallas

The expanded list now includes Data Science (CIP 30.7001), Business Analytics (CIP 30.7101), and several interdisciplinary fields like Computational Linguistics and Climate Science. If you're unsure whether your specific program qualifies for STEM OPT, check the CIP code printed on your I-20 form or contact your university's international student office. For a full breakdown of which courses to choose, see our best courses to study in USA 2026 guide.

Salary During OPT by Field — What Indian Students Actually Earn

How much do Indian students earn on OPT in USA? The salary during OPT varies significantly by field, degree level, and location. Here are the real numbers based on 2024-2025 hiring data:

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OPT Salary by Field for Indian Students — USA 2026 (Source: Glassdoor, H1BGrader)
FieldOPT Salary RangeMedian SalaryTop Employers
Computer Science / Software$80K–$140K$110,000Google, Amazon, Microsoft, Meta
Data Science / Analytics$85K–$130K$105,000Apple, Netflix, Goldman Sachs
AI / Machine Learning$95K–$150K$125,000OpenAI, Google DeepMind, Meta AI
Cybersecurity$80K–$120K$100,000Crowdstrike, Palo Alto, Cisco
Electrical Engineering$70K–$105K$88,000Intel, Qualcomm, Texas Instruments
Mechanical Engineering$65K–$95K$80,000Boeing, Tesla, General Motors
Business Analytics / MIS$70K–$110K$90,000Deloitte, Accenture, McKinsey
MBA (Top-50)$75K–$140K$95,000JPMorgan, BCG, Amazon
Civil Engineering$60K–$85K$72,000AECOM, Bechtel, Jacobs
Biomedical / Pharma$65K–$100K$82,000Pfizer, J&J, Abbott

These salaries are for full-time post-completion OPT positions. During pre-completion OPT or CPT internships, expect 60–80% of these figures. Location matters too — salaries in San Francisco, Seattle, and New York are 20–30% higher than the national median, but living costs are proportionally higher. The best ROI is often in tech hubs like Austin, Raleigh-Durham, and Denver, where salaries are high but living costs are moderate.

“I finished my MS in Data Science from Northeastern and started OPT at Amazon in Seattle at $118K. During my STEM OPT, I got selected in the H-1B lottery on my second attempt. EEC\u2019s guidance from Day 1 made this possible.”

— Vikram S., MS Data Science, Northeastern → Amazon

Planning your post-graduation career in USA? EEC helps you choose STEM courses that maximise OPT salary and H-1B chances. Free consultation.

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H-1B Visa After OPT — The Complete Process (2026)

The H-1B work visa is the primary pathway from OPT to long-term employment in USA. It allows you to work for a specific employer for up to 6 years (3 years + 3-year extension). Here's how the process works:

H-1B Cap & Lottery System

Every fiscal year, USCIS issues 65,000 regular H-1B visas + 20,000 additional visas for applicants with a US Master's degree or higher. In FY2026, USCIS received 336,153 unique beneficiary registrations (down from 780,884 in FY2025 due to the new "one beneficiary, one registration" anti-fraud reform), and 118,660 were selected — a 35.3% selection rate, significantly better than the old system. As a US Master's graduate, you enter the lottery twice — once in the master's cap (20,000 slots) and again in the regular cap (65,000 slots), giving you a higher selection probability than bachelor's-only applicants.

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H-1B Visa Key Facts — 2026 (Source: USCIS)
H-1B FactorDetails (2026)
Annual Cap65,000 regular + 20,000 master's = 85,000 total
FY2026 Registrations336,153 unique beneficiaries (anti-fraud reform reduced duplicates)
FY2026 Selected118,660 (~35.3% selection rate)
Selection Rate (Master's)Higher — double lottery entry (master's cap + regular cap)
Registration PeriodEarly March (usually March 1–18)
Registration Fee$215 per beneficiary (employer pays)
Filing Fee (if selected)$1,710–$4,000+ (employer pays)
Processing Time3–6 months (regular), 15 days (premium)
Validity3 years, renewable for 3 more (6 total)
Salary RequirementPrevailing wage or actual wage (whichever is higher)

If you're on STEM OPT, you get up to 3 chances at the H-1B lottery (FY2027, FY2028, FY2029). Even if you don't get selected, you can continue working on STEM OPT until it expires. Some employers also file for cap-exempt H-1B visas (universities, research institutions, and non-profits are exempt from the cap), which are available year-round with no lottery.

Pro Tip

The "beneficiary-centric" lottery has dramatically improved odds. USCIS implemented this reform in FY2025, meaning each person gets only ONE entry regardless of how many employers register them. In FY2026, this reduced registrations from 780K to 336K unique beneficiaries, and the selection rate jumped to 35.3% — nearly triple the old ~11% rate. This is genuinely good news for Indian students: your odds of H-1B selection have never been higher under the cap-subject system.

Top H-1B Sponsoring Companies for Indian Students (2026)

Not all companies sponsor H-1B visas. Here are the top H-1B sponsoring companies that actively hire Indian OPT graduates:

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Top H-1B Sponsoring Companies — FY2024 (Source: USCIS, MyVisaJobs)
CompanyH-1B Approvals (FY2024)Avg SalaryTop Roles Hired
Amazon9,265$135,000SDE, Data Engineer, PM
Google4,721$155,000Software Engineer, ML Engineer
Microsoft3,892$145,000SDE, Cloud Architect, PM
Meta (Facebook)2,456$160,000Software Engineer, Research Scientist
Apple2,198$150,000Software Engineer, Hardware Engineer
Infosys6,855$85,000Technology Analyst, Consultant
TCS4,231$78,000Software Developer, Business Analyst
Cognizant3,890$82,000Full Stack Developer, QA Engineer
Deloitte2,567$95,000Consultant, Data Analyst
JPMorgan Chase1,987$120,000Software Engineer, Quant Analyst
Intel1,456$115,000Hardware Engineer, Process Engineer
Cisco1,234$125,000Network Engineer, Software Developer

FAANG companies (now MAANG — Meta, Amazon, Apple, Netflix, Google) offer the highest salaries but are extremely competitive. Indian IT services companies (Infosys, TCS, Cognizant, Wipro) sponsor the most H-1B visas by volume but at lower salaries. The sweet spot for many Indian students is mid-tier tech companies and financial institutions (Salesforce, Adobe, Uber, Goldman Sachs, JPMorgan) that sponsor H-1B, pay well ($100K–$140K), and have better selection odds. For related career strategies, check our part-time jobs in USA for students guide.

Need H-1B strategy guidance? EEC\u2019s career advisors help you target H-1B-friendly employers.

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Green Card After Study in USA — EB-2, EB-3 & Timeline for Indians

The green card (permanent residency) is the ultimate goal for many Indian students in USA. After transitioning from OPT to H-1B, your employer can sponsor you for a green card through the employment-based (EB) immigration system. Here are the main pathways:

EB-2 vs EB-3 Green Card Categories

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EB-2 vs EB-3 Green Card Comparison — Indian Nationals 2026
FactorEB-2EB-3
RequirementMaster's degree OR Bachelor's + 5 years experienceBachelor's degree + 2 years experience
Salary RangeTypically $90K+Typically $70K+
Priority Date Backlog (India)10–15+ years10–12+ years
PERM Labor CertificationRequired (unless NIW)Required
EB-2 NIW OptionSelf-petition, no employer neededNot available
Current Wait Time (India)~12 years~10 years

The uncomfortable truth for Indian nationals: the green card backlog is severe. Due to per-country caps (7% per country), Indian EB-2 applicants face a 10–15 year wait, while Chinese applicants wait 3–5 years and applicants from other countries face no backlog at all. During this waiting period, you can continue working on H-1B (which can be extended beyond 6 years if your green card is pending).

Warning

Don't let the green card backlog discourage you. While you wait for your green card, you work legally on H-1B, earn $100K–$200K+, build wealth, gain US experience, and advance your career. Many Indian professionals file for green card early (within 1–2 years of getting H-1B), knowing the wait is long. Your spouse gets an EAD (Employment Authorization Document) and can also work. The US career trajectory is unmatched even during the waiting period.

EB-2 NIW (National Interest Waiver) — The Self-Petition Option

The EB-2 NIW allows exceptional professionals to self-petition for a green card WITHOUT employer sponsorship. You must demonstrate that your work is of "national importance" to the US — common in fields like AI research, medical research, clean energy, and cybersecurity. NIW processing is faster (1–2 years) and gives you independence from a single employer. If you're in a high-impact STEM field, explore this option with an immigration attorney.

Good News

The US Congress is actively working on bills to eliminate per-country green card caps (the EAGLE Act and similar legislation). If passed, Indian wait times would drop dramatically from 10–15 years to 2–3 years. While not yet law, there is bipartisan support, and many experts expect reform in the coming years. Start your green card process early to benefit from any future policy changes.

OPT → STEM OPT → H-1B Application Timeline — Step-by-Step

Here is the complete OPT application timeline from graduation to green card filing, with every critical deadline:

1

6 Months Before Graduation: Start Job Search

Begin applying for full-time positions. Attend career fairs, connect with recruiters on LinkedIn, and leverage your university's career services. Target companies that sponsor H-1B visas.

2

90 Days Before Graduation: Apply for OPT

Request OPT recommendation from your DSO (Designated School Official). File Form I-765 with USCIS. Fee: $410. Processing: 3–5 months. You'll receive your EAD card.

3

Graduation Day: OPT Clock Starts

Your 12-month OPT begins on your requested start date (within 60 days of graduation). You must start working within 90 days.

4

Month 9–10 of OPT: Apply for STEM Extension

If you have a STEM degree AND work for an E-Verify employer, file the STEM OPT extension (Form I-765 + Form I-983 Training Plan). Do this BEFORE your initial OPT expires.

5

March (During STEM OPT): H-1B Registration

Your employer registers you for the H-1B lottery. Registration fee: $215. If selected, file full H-1B petition by June 30. H-1B starts October 1.

6

Year 1–2 on H-1B: Begin Green Card Process

Employer files PERM Labor Certification → I-140 Immigrant Petition. Get your priority date as early as possible.

7

Year 5–6 on H-1B: Extend or Adjust Status

If green card I-140 is approved, you can extend H-1B beyond 6 years in 3-year increments until your priority date becomes current.

The entire pipeline from graduation to green card filing spans 3–4 years. The critical periods are: (1) the first 90 days after graduation (find a job), (2) month 9–10 of initial OPT (file STEM extension), and (3) March each year (H-1B lottery). Missing any of these windows can derail your entire immigration timeline. This is why planning your course selection and career strategy from Day 1 is essential.

The path from OPT after studying in USA to permanent residency is well-defined but requires careful timing and strategic planning. Choose a STEM course to maximise your OPT duration, target H-1B-friendly employers, and start the green card process early. EEC has guided 50,000+ students through this journey since 1997. Book a free consultation to plan your complete study-to-work-to-stay pathway. Whether you need help with visa filing, IELTS/TOEFL prep, or visiting a branch near you, our team is here to support every step of your USA journey.

Planning your complete study → work → stay pathway in USA? EEC\u2019s immigration-aware counsellors guide you from admission to green card.

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Frequently Asked Questions: OPT, STEM OPT & H-1B

OPT (Optional Practical Training) is a work authorization that allows F-1 visa holders to work in the USA for up to 12 months after completing their degree. You must apply through USCIS before your program ends, and employment must be related to your field of study. OPT is the primary pathway for international students to gain US work experience after graduation.
On standard OPT, you can work for 12 months after graduation. If your degree is in a STEM-designated field, you can apply for a 24-month STEM OPT extension, giving you a total of 36 months (3 years) of work authorization. This 3-year window provides ample time to find an employer willing to sponsor your H-1B visa. EEC recommends STEM programs specifically for this extended work benefit.
The STEM OPT extension is a 24-month additional work authorization available to graduates of STEM-designated degree programs. To qualify, you must be employed by an E-Verify registered employer, have a valid employer-employee relationship, and your degree must be on the DHS STEM Designated Degree Program List. EEC verifies STEM designation before students apply to universities to ensure OPT extension eligibility.
CPT (Curricular Practical Training) is work authorization during your studies for internships or co-ops that are part of your curriculum, while OPT is post-graduation work authorization. CPT requires employer and university approval and does not reduce OPT time (unless you use 12+ months of full-time CPT). EEC advises students to use CPT strategically for internships while preserving full OPT eligibility after graduation.
The H-1B lottery odds have significantly improved thanks to USCIS’s beneficiary-centric reform. In FY2026, 336,153 unique beneficiaries registered (down from 780,884 in FY2025 due to anti-fraud measures), and 118,660 were selected — a 35.3% selection rate, nearly triple the old ~11% rate. With 3 years of STEM OPT, you get up to 3 chances at the lottery. EEC connects students with H-1B-friendly employers and immigration attorneys for the best outcomes.
Top H-1B sponsoring companies include Amazon, Google, Microsoft, Meta, Apple, Infosys, TCS, Cognizant, Deloitte, JPMorgan Chase, Goldman Sachs, and Intel. Tech companies sponsor the most H-1B visas, followed by consulting firms and financial institutions. EEC provides career guidance on targeting H-1B-friendly employers during your OPT period and building the right professional network.
The most common green card pathway after studying in USA is: F-1 student visa → OPT/STEM OPT → H-1B work visa → employer-sponsored green card (EB-2 or EB-3 category). The entire process from student to green card typically takes 5-10+ years for Indian nationals due to per-country caps. Alternative pathways include EB-1 for extraordinary ability or marriage to a US citizen.
Salaries during OPT vary by field and location. STEM OPT graduates in tech earn $70,000-$140,000/year, business graduates earn $55,000-$85,000/year, and engineering graduates earn $65,000-$110,000/year. STEM OPT employers must pay prevailing wages, ensuring fair compensation. EEC tracks salary data across fields to help students set realistic expectations and negotiate effectively.
Yes, you can switch employers during standard OPT without any restrictions, as long as the new job is related to your field of study. During STEM OPT, switching employers requires filing a new I-983 Training Plan with your new employer and updating your DSO within 10 days. There is no limit on the number of times you can change employers during OPT.
During standard OPT, you cannot be unemployed for more than 90 cumulative days. During STEM OPT extension, the limit extends to 150 cumulative days. Unemployment means not working at all in your field of study. Exceeding these limits can result in OPT termination and loss of F-1 status. EEC advises students to begin job searching early and use career services proactively.

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